The investment Strategy seeks to optimise the incremental return provided over a bank deposit that satisfies an individual's incremental risk profile.

This incudes an assessment of the attractivness of junior ranking instruments in the issuer's capital structure (i.e. subordinate debt or preferred equity) to enhance returns.

Our research team undertakes a rigorous ongoing financial analysis of each fixed income issuer to ensure the ability to pay investors all scheduled income, plus face value at maturity.